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When a storm damages your roof, your insurance policy is supposed to cover the repairs. But the claims process is rarely straightforward. At Orlando Top Roof Ers, we've guided hundreds of Orlando homeowners through the insurance claim maze since 2005. Our team includes certified adjusters who understand exactly how carriers evaluate damage in Central Florida.
**How Our Insurance Claim Assistance Works**
Step 1: Free Roof Inspection. We climb up and document every shingle, flashing, and penetration. Our report includes photos, measurements, and a detailed damage assessment. We identify hail impact, wind uplift, and missing granules that insurers look for.
Step 2: Claim Preparation. We compile a complete estimate using Xactimate software—the same system most major carriers use. This ensures your claim includes every line item: materials, labor, underlayment, drip edge, permits, and disposal fees. No hidden gaps.
Step 3: Adjuster Meeting. We meet your insurance adjuster on-site. We walk the roof together, point out damage, and explain why replacement—not repair—is the correct scope. Our presence keeps the conversation honest and thorough.
Step 4: Supplementing If Needed. If the initial settlement falls short, we submit supplements with additional documentation. We've recovered thousands of dollars for clients who were initially underpaid.
Step 5: Quality Repairs. Once funds are released, we schedule your roof replacement or repair. We use Owens Corning and CertainTeed materials, and every job includes a 10-year workmanship warranty.
**Cost and Timeline**
Our insurance claim assistance itself costs you nothing. We work on contingency, taking a small percentage of the claim recovery only if we secure additional funds beyond the initial offer. Typical roof replacements in Orlando run $8,000–$18,000 for asphalt shingles, depending on square footage and pitch. The entire process—from inspection to completion—averages 4–6 weeks, but can be expedited during hurricane season.
**Why Choose a Licensed Orlando Roofing Contractor for Claims?**
Unlicensed roofers often miss critical damage or submit incomplete estimates. As a licensed and insured contractor (FL #CCC1329874), we follow Florida building codes and insurance requirements precisely. Our adjuster relationships and claim experience mean faster approvals and fewer disputes.
**What If Your Claim Is Denied?**
Don't accept a denial without a second opinion. We review denied claims for free and often find damage the first adjuster overlooked. If we can build a strong case, we'll help you file an appeal. We've overturned denials for over 40 Orlando homeowners in the past year alone.
**Get Started Today**
Call (555) 000-0000 or click the button above to schedule your free inspection. We'll come out within 48 hours and give you a clear picture of your roof's condition and your claim's potential.