Your roof is the first line of defense against Central Florida's intense afternoon thunderstorms from May to October, and hurricane-force winds that can arrive without warning. When a storm tears off shingles or water starts to seep through the decking, waiting for a full roof replacement can lead to rot, decay, and sagging that costs far more to fix later. As a roofing contractor in Orlando, FL, we've seen too many homeowners in Baldwin Park, College Park, Dr. Phillips, Winter Park, and Lake Nona put off necessary repairs because they didn't have the cash on hand. That's why Orlando Top Roofers offers financing that lets you fix or replace your roof now, without draining your savings.
- 0% interest for 12 months on qualifying roof repairs up to $7,500 — pay it off before the promotional period ends and you pay zero interest.
- $0 down payment on full roof replacements, with monthly payments starting at $97 for a 20-year asphalt shingle roof on a typical 1,800-square-foot home.
- Deferred payment plans — no payment for the first 90 days, so you can get your roof replaced before the next storm season hits.
- Terms up to 15 years on metal roofing or tile roofs, with fixed APR rates starting at 4.9% for well-qualified applicants.
The qualification process takes about five minutes over the phone or online. You'll answer a few questions about your income and the estimated cost of your project, and we'll run a soft credit check that won't hurt your score. Most homeowners in Orlando get an instant decision — and we've approved applicants with credit scores as low as 580. Once approved, we schedule your tear-off and installation, and you can pick the payment plan that fits your budget. We'll walk you through every line item, from the starter course and field course to the ring-shank nails and self-adhered underlayment, so you know exactly what you're paying for. No surprise fees, no hidden charges — just a straight answer.